Home Loan Analysis

Learn About Making Home Affordable

Qualify for loan modifications and get help under the new Obama home plan.

Many homeowners pay their mortgages on time but are not able to refinance or take advantage of today’s lower mortgage rates due to a decrease in the value of their home.

See if you can benefit from a Loan Modification by calling the law offices of Ioannou & Ioannou, LLP 866 910 7065 or email Adam at am@ioannoulaw.com.

Register for Mortgage bailout help under the Obama Mortgage Plan.

The Obama administration introduced the Home Affordable Modification Program which allows up to 9 million homeowners to reduce their mortgage payments by modifying their loans.

See if you can benefit from a Loan Modification by calling the law offices of Ioannou & Ioannou, LLP 866 910 7065 or email us at am@ioannoulaw.com.

Many homeowners are struggling to make their monthly mortgage payments because their interest rate has increased or they have less income.

We Are Here to Help. If you would like experts to review your options and take advantage of lower mortgage rates call the law offices of Ioannou & Ioannou, LLP 866 910 7065 or email us at am@ioannoulaw.com.

Excerpt taken from http://makinghomeaffordable.gov/pr_01282010.html

The Home Affordable Modification Program aims to help responsible American homeowners maintain a sustainable monthly mortgage payment through a pay-for-success framework that aligns incentives of borrowers, lenders and servicers. Over 900,000 Americans have begun trial modifications since the program’s inception and over 110,000 have been approved for permanent modifications as of December 31, 2009. The median monthly savings for individual homeowners is more than $500 per month. Over 100 servicers have signed up to participate in HAMP, covering more than 89% of mortgage debt outstanding in the country. For a free consult please email us at am@ioannoulaw.com

Today’s guidance refines the documentation process and makes it easier for eligible borrowers in trial modifications to get permanent modifications quickly.  Under this guidance:  A simple, standard package of documents will be required prior to the servicer’s evaluation of the borrower for a trial modification. This process will be required for all new HAMP modifications that became effective after June 1, although mortgage servicers may implement it sooner.

For more information call the law offices of Ioannou & Ioannou, LLP 866 910 7065.

Don’t Miss This Opportunity to Meet With Your Lender Face-to-Face
It’s FREE!

• Opportunity to meet one-on-one with your lender or a HUD-approved housing couselor to discuss options to avoid foreclosure.
• Information and assistance on the Obama Administration’s Making Home Affordable Program.

For more information about the Making Home Affordable Program, call P. 866 910 7065 or email am@ioannoulaw.com

Wednesday, January 27, 2010
1:00 p.m. – 7:30 p.m.
Harborside Event Center
1375 Monroe Street
Fort Myers, FL 33901

Friday, January 29, 2010
1:00 p.m. – 7:30 p.m.
Coral Springs Marriott Hotel
Golf Club & Convention Center
11775 Heron Bay Boulevard
Coral Springs, Florida 33076

OBAMA ADMINISTRATION RELEASES NEW DATA

Homeowners in modifications are saving an average of over $550 per month.

As of December 10th, 728,000 modifications are under way across the country, the program is on track to meet its goals over the next several years. Modifications are providing real benefits to homeowners.

“As this report illustrates, struggling homeowners across the country continue to receive immediate relief in the form of reduced monthly payments and a second chance to stay in their homes,” said Chief of Treasury’s Homeownership Preservation Office (HPO) Phyllis Caldwell. “Our focus now is on working with servicers, borrowers and organizations to get as many of those eligible homeowners as possible into permanent modifications.”

Article experts were taken from http://makinghomeaffordable.gov/pr_12102009.html

To speak with an expert consultant for FREE call 866 910 7065.

Loan Modification counseling experts are available to provide you with the information and assistance you need to avoid foreclosure. As part of Government’s comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance option. In the end these programs may reduce your monthly payments and help you keep your home.

If you need help understanding the Making Home Affordable programs, you can call Forensic Loan Audit 866 910 7065 in your area.  They will provide you with free foreclosure prevention consultation. If you are eligible for the loan modification or refinance program, the counselor will work with you to compile an intake package and speak directly with your lender.  For a free consultation on how we can help you, call 866 910 706 or email us at am@ioannoulaw.com

- Don’t ignore the letters from your lender
- Have a Professional contact your lender immediately
- Contact Forensic Loan Audit at 866 910 706 or email us at am@ioannoulaw.com

If you are unable to make your mortgage payment, we always recommend:

1. Don’t ignore the problem. Contact a professional.  The further behind you get on your payments, the harder it will be to modify your loan.
2. Have a home loan counselor contact your lender as soon as you realize that you have a problem.
3. Lenders do not want to take your house. There are government options to help borrowers through difficult financial times.
4. Open and respond to all mail from your lender or bring it to expert counsel for help.

The first notices you receive will have information about foreclosure prevention options.  Then later mail may include important notice of pending legal action.  Your failure to open the mail is NOT be an excuse in foreclosure court. Contact Forensic Loan Audit at 866 910 706 or email us at am@ioannoulaw.com

Recent reports show that the housing market is showing encouraging signs of strength in recent months.  However, analysts also caution that the market is mostly responding to government stimulus measures.  It’s clear that this federal aid is saving many Americans from loosing their homes and that many more homeowners can benefit from this program.

The Federal Reserve said it will soon stop purchasing home mortgages after accumulating an unprecedented $1.25 trillion in mortgage debt since January. However, Congress’ decision to extend the aid will keep the market “reasonably stable” for another few months. We know that homeowners are still under intense pressure and need to act quickly.
Forensic Loan Audit recommends contacting a home loan modification expert as soon as possible. If you would like to speak with a loan professional call 866 910 7065 or email us at am@ioannoulaw.com

Recently, the President spoke with real people who have benefited from renegotiating their mortgages and took the time to explain how millions of others can take advantage of his Making Home Affordable Program.

If you’d like us to take the time to explain how you can take advantage of this program, please call 866 910 7065. We can help prevent foreclosure and welcome the opportunity to speak with you.